Merchant Category Codes List of All Businesses & Complete Information

Merchant Category Codes (MCCs) are four-digit codes used in the payments industry to categorize businesses based on the products or services they offer. MCCs play a crucial role in transaction processing, risk management, rewards and benefits, as well as spending analysis.

Originally developed for tax reporting purposes, Merchant Category Codes (MCCs) have evolved to become a fundamental element of payments processing. When a credit or debit card payment is made, the MCC associated with the merchant helps identify the type of business.

Role of Merchant Category Codes (MCCs) in Transactions Processing

Interchange Fee

Interchange rates are fees businesses pay to accept payments. By negotiating a portion of the interchange fee, you can earn revenue when cardholders use your card program. These rates, determined by the network, vary based on the Merchant Category Code (MCC). MCCs linked to lower-risk businesses generally have lower interchange rates, while higher-risk MCCs may result in higher rates. The MCC classification impacts the interchange revenue earned, with different categories generating varying fee levels. Understanding and leveraging MCCs can influence the amount of interchange revenue from card transactions.

Transaction Processing

Merchant Category Codes (MCCs) are of significant importance in the payments industry. They play a crucial role in transaction processing, ensuring that transactions are handled correctly. MCCs determine the appropriate fees, rewards, and potential restrictions associated with a specific merchant category, facilitating seamless payment processing.

Risk Management

In terms of risk management, MCCs assist in identifying potential fraudulent activities. By analyzing MCC information, financial institutions and card networks can detect suspicious transactions and implement additional security measures to protect against fraud, thereby safeguarding both businesses and consumers.

Rewards and Benefits

MCCs also have a direct impact on rewards and benefits offered by credit card issuers. By categorizing transactions based on MCCs, credit card companies can provide tailored rewards and benefits to cardholders. Let’s say you provide cardholders with a 5% cash back offer on groceries. In this case, whenever a transaction occurs with a business that has an MCC specifically assigned for grocery, you will receive a notification to provide that cash back reward.

Spending Analysis

Additionally, MCCs are instrumental in spending analysis. By classifying transactions based on MCCs, individuals and businesses can gain valuable insights into their expenditure patterns across different industries. This information helps with budgeting, financial planning, and identifying areas where expenses can be optimized, ultimately promoting better financial management.

Merchant Category Codes (MCCs) List

Different card networks and industry standards organizations use specific criteria to classify Merchant Category Codes (MCCs). They take into account factors like the type of business, its main activities, and industry rules. This classification system is important because it helps identify the type of business accurately during payment transactions.

Tabulated below is the list of MCCs for different business segments along with the below classifications:

MCC – Allocated 4 digit unique merchant category code
Description – by the type of goods or services provided.
Payment Brand – To which they apply – Visa (V), Master (M) and Total Systems Services, Inc. (TSYS)

Government Services

MCC	Description	Payment Brand(s)
9034	I-Purchasing Pilot	TSYS
9211	Court Costs Including Alimony and Child Support	V, M
9222	Fines	V, M
9223	Bail and Bond Payments	V, M
9311	Tax Payments	V, M
9399	Government Services–Not Elsewhere Classified	V, M
9401	I-Purchasing Pilot	TSYS
9402	Postal Services–Government Only	V, M
9405	Intra-Government Purchases–Government Only	V, M
9700	Automated Referral Service	V
9701	Visa Credential Server	V
9702	GCAS Emergency Services	V
9751	UK Supermarkets, Electronic Hot File	TSYS
9752	UK Petrol Stations, Electronic Hot File	TSYS
9754	Gambling-Horse, Dog Racing, State Lottery	M
9950	Intra-Company Purchases	V,M

Insurance

MCC	Description	Payment Brand(s)
5960	Direct Marketing Insurance Services	V, M
6300	Insurance Sales, Underwriting and Premiums	V, M
6381	Insurance–Premiums	TSYS

Utility Services

MCC	Description	Payment Brand(s)
4812	Telecommunication Equipment Including Telephone Sales	V, M
4813	Key-Entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry	M
4814	Telecommunication Services including but not limited to prepaid phone services and recurring phone services	V, M
4816	Computer Network/Information Services	V, M
4821	Telegraph Services	V, M
4829	Wire Transfer Money Orders (V, D, G, X) Money Transfer (M)	V, M
4899	Cable, Satellite, and Other Pay Television and Radio Services	V, M
4900	Utilities–Electric, Gas, Heating Oil, Sanitary, Water	V, M

Education

MCC	Description	Payment Brand(s)
8211	Schools, Elementary and Secondary	V, M
8220	Colleges, Universities, Professional Schools and Junior Colleges	V, M
8241	Schools, Correspondence	V, M
8244	Schools, Business and Secretarial	V, M
8249	Schools, Trade and Vocational	V, M
8299	Schools And Educational Services–Not Elsewhere Classified	V, M

Clothing Stores

MCC	Description	Payment Brand(s)
5611	Men’s and Boys’ Clothing and Accessories Stores	V, M
5621	Women’s Ready to Wear Stores	V, M
5631	Women’s Accessory and Specialty Stores	V, M
5641	Children’s and Infants’ Wear Stores	V, M
5651	Family Clothing Stores	V, M
5655	Sports Apparel, and Riding Apparel Stores	V, M
5661	Shoe Stores	V, M
5681	Furriers and Fur Shops	V, M
5691	Men’s and Women’s Clothing Stores	V, M
5697	Alterations, Mending, Seamstresses, Tailors	V, M
5698	Wig and Toupee Shops	V, M
5699	Accessory and Apparel Stores–Miscellaneous	V, M

Retail Outlet Services

MCC	Description	Payment Brand(s)
5013	Motor Vehicle Supplies and New Parts	V, M
5021	Office and Commercial Furniture	V, M
5039	Construction Materials Not Elsewhere Classified	V, M
5044	Office, Photographic, Photocopy and Microfilm Equipment	V, M
5045	Computers, Computer Peripheral Equipment, Software	V, M
5046	Commercial Equipment Not Elsewhere Classified	V, M
5047	Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies	V, M
5051	Metal Service Centers and Offices	V, M
5065	Electrical Parts and Equipment	V, M
5072	Hardware Equipment and Supplies	V, M
5074	Plumbing and Heating Equipment	V, M
5085	Industrial Supplies Not Elsewhere Classified	V, M
5094	Precious Stones and Metals, Watches and Jewelry	V, M
5099	Durable Goods Not Elsewhere Classified	V, M
5111	Stationery, Office Supplies, Printing and Writing Paper	V, M
5122	Drugs, Drug Proprietors and Druggists Sundries	V, M
5131	Piece Goods, Notions, and Other Dry Goods	V, M
5137	Men’s, Women’s and Children’s Uniforms and Commercial Clothing	V, M
5139	Commercial Footware	V, M
5169	Chemicals and Allied Products Not Elsewhere Classified	V, M
5172	Petroleum and Petroleum Products	V, M
5192	Books, Periodicals and Newspapers	V, M
5193	Florists Supplies, Nursery Stock and Flowers	V, M
5198	Paints, Varnishes and Supplies	V, M
5199	Non-Durable Goods Not Elsewhere Classified	V, M
5200	Home Supply Warehouse Stores	V, M
5211	Building Materials, Lumber Stores	V, M
5231	Glass, Paint, Wallpaper Stores	V, M
5251	Hardware Stores	V, M
5261	Lawn and Garden Supply Stores	V, M
5271	Mobile Home Dealers	V, M
5299	Warehouse Club Gas	TSYS
5300	Wholesale Clubs	V, M
5309	Duty Free Stores	V, M
5310	Discount Stores	V, M
5311	Department Stores	V, M
5331	Variety Stores	V, M
5399	Miscellaneous General Merchandise Stores	V, M
5411	Grocery Stores, Supermarkets	V, M
5422	Freezer and Locker Meat Provisioners	V, M
5441	Candy, Nut and Confectionery Stores	V, M
5451	Dairy Products Stores	V, M
5462	Bakeries	V, M
5499	Miscellaneous Food Stores–Convenience Stores, Markets, Specialty Stores, and Vending Machines	V, M
5511	Automobile and Truck Dealers–Sales, Service, Repairs, Parts and Leasing	V, M
5521	Automobile and Truck Dealers–(Used Only)–Sales	V, M
5532	Automotive Tire Stores	V, M
5533	Automotive Parts and Accessories Stores	V, M
5541	Service Stations (With or Without Ancillary Services)	V, M
5542	Fuel Dispenser, Automated	V, M
5551	Boat Dealers	V, M
5561	Camper Dealers, Recreational and Utility Trailers	V, M
5571	Motorcycle Shops and Dealers	V, M
5592	Motor Home Dealers	V, M
5598	Snowmobile Dealers	V, M
5599	Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers–Not Elsewhere Classified	V, M

Miscellaneous Stores

MCC	Description	Payment Brand(s)
5712	Equipment, Furniture and Home Furnishings Stores (except Appliances)	V, M
5713	Floor Covering Stores	V, M
5714	Drapery, Upholstery and Window Coverings Stores	V, M
5718	Fireplace, Fireplace Screens and Accessories Stores	V, M
5719	Miscellaneous House Furnishing Specialty Shops	V, M
5722	Household Appliance Stores	V, M
5732	Electronics Sales	V, M
5733	Music Stores–Musical Instruments, Pianos and Sheet Music	V, M
5734	Computer Software Stores	V, M
5735	Record Shops	V, M
5811	Caterers	V, M
5812	Eating Places and Restaurants	V, M
5813	Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns–Drinking Places (Alcoholic Beverages)	V, M
5814	Fast Food Restaurants	V, M
5815	Digital Goods: Books, Movies, Music	V, M
5816	Digital Goods: Games	V, M
5817	Digital Goods: Applications (Excludes Games)	V, M
5818	Digital Goods: Large Digital Goods Merchant (V) Digital Goods: Multi-Category (M)	V, M
5912	Drug Stores and Pharmacies	V, M
5921	Package Stores–Beer, Wine and Liquor	V, M
5931	Second Hand Stores, Used Merchandise Stores	V, M
5932	Antique Shops–Sales, Repairs and Restoration Services	V, M
5933	Pawn Shops	V, M
5935	Wrecking and Salvage Yards	V, M
5937	Antique Reproduction Stores	V, M
5940	Bicycle Shops–Sales and Service	V, M
5941	Sporting Goods Stores	V, M
5942	Book Stores	V, M
5943	Office, School Supply and Stationery Stores	V, M
5944	Clock, Jewelry, Watch and Silverware Stores	V, M
5945	Game, Toy and Hobby Shops	V, M
5946	Camera and Photographic Supply Stores	V, M
5947	Card, Gift, Novelty and Souvenir Shops	V, M
5948	Leather Goods and Luggage Stores	V, M
5949	Fabric, Needlework, Piece Goods and Sewing Stores	V, M
5950	Crystal and Glassware Stores	V, M
5961	Mail Order Houses Including Catalog Order Stores	TSYS
5962	Direct Marketing–Travel Related Arrangement Services	V, M
5963	Door-to-Door Sales	V, M
5964	Direct Marketing–Catalog Merchants	V, M
5965	Direct Marketing–Combination Catalog and Retail Merchant	V, M
5966	Direct Marketing–Outbound Telemarketing Merchants	V, M
5967	Direct Marketing–Inbound Telemarketing Merchants	V, M
5968	Direct Marketing–Continuity/Subscription Merchants	V, M
5969	Direct Marketing–Other Direct Marketers–Not Elsewhere Classified	V, M
5970	Artist Supply Stores, Craft Shops	V, M
5971	Art Dealers and Galleries	V, M
5972	Stamp and Coin Stores–Philatelic and Numismatic Supplies	V, M
5973	Religious Goods Stores	V, M
5974	Rubber Stamp Store	TSYS
5975	Hearing Aids–Sales, Service, Supply Stores	V, M
5976	Orthopedic Goods–Artificial Limb Stores	V, M
5977	Cosmetic Stores	V, M
5978	Typewriter Stores–Rentals, Sales, Service	V, M
5983	Fuel Dealers–Coal, Fuel Oil, Liquefied Petroleum, Wood	V, M
5992	Florists	V, M
5993	Cigar Stores and Stands	V, M
5994	News Dealers and Newsstands	V, M
5995	Pet Shops, Pet Food and Supplies	V, M
5996	Swimming Pools–Sales and Supplies	V, M
5997	Electric Razor Stores–Sales and Service	V, M
5998	Tent and Awning Shops	V, M
5999	Miscellaneous and Specialty Retail Stores	V, M
6010	Member Financial Institution–Manual Cash Disbursements	V, M
6011	Member Financial Institution–Automated Cash Disbursements	V, M
6012	Member Financial Institution–Merchandise And Services	V, M
6050	Quasi Cash–Member Financial Institution	M
6051	Quasi Cash–Merchant	V, M
6211	Securities–Brokers and Dealers	V, M
6236	Aero Servicio Carabobo	TSYS
6513	Real Estate Agents and Managers–Rentals	V, M
6529	Remote Stored Value Load — Member Financial Institution	TSYS
6530	Remove Stored Value Load — Merchant	TSYS
6535	Value Purchase–Member Financial Institution	TSYS
6536	MoneySend Intracountry	M
6537	MoneySend Intercountry	M
6538	MoneySend Funding	M
6539	Funding Transaction (Excluding MoneySend)	M
6540	POI (Point of Interaction) Funding Transactions (Excluding MoneySend)	M
6611	Overpayments	TSYS
6760	Savings Bonds	TSYS
7011	Lodging–Hotels, Motels, Resorts–not elsewhere classified	V, M
7012	Timeshares	V, M
7032	Sporting and Recreational Camps	V, M
7033	Campgrounds and Trailer Parks	V, M
7210	Cleaning, Garment and Laundry Services	V, M
7211	Laundry Services–Family and Commercial	V, M
7216	Dry Cleaners	V, M
7217	Carpet and Upholstery Cleaning	V, M
7221	Photographic Studios	V, M
7230	Barber and Beauty Shops	V, M
7251	Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors	V, M
7261	Funeral Service and Crematories	V, M
7273	Dating Services	V, M
7276	Tax Preparation Service	V, M
7277	Debt, Marriage, Personal–Counseling Services	V, M
7278	Buying/Shopping Clubs, Services	V, M
7280	Hospital Patient-Personal Funds Withdrawal	TSYS
7295	Babysitting Services	TSYS
7296	Clothing Rental–Costumes, Uniforms and Formal Wear	V, M
7297	Massage Parlors	V, M
7298	Health and Beauty Spas	V, M
7299	Other Services–Not Elsewhere Classified	V, M

Professional Services and Membership Organizations

MCC	Description	Payment Brand(s)
8011	Doctors–not elsewhere classified	V, M
8021	Dentists and Orthodontists	V, M
8031	Osteopathic Physicians	V, M
8041	Chiropractors	V, M
8042	Optometrists and Ophthalmologists	V, M
8043	Opticians, Optical Goods and Eyeglasses	V, M
8044	Optical Goods and Eyeglasses	TSYS
8049	Chiropodists, Podiatrists	V, M
8050	Nursing and Personal Care Facilities	V, M
8062	Hospitals	V, M
8071	Dental and Medical Laboratories	V, M
8099	Health Practitioners, Medical Services–Not Elsewhere Classified	V, M
8111	Attorneys, Legal Services	V, M
8351	Child Care Services	V, M
8398	Organizations, Charitable and Social Service	V, M
8641	Associations–Civic, Social and Fraternal	V, M
8651	Organizations, Political	V, M
8661	Organizations, Religious	V, M
8675	Automobile Associations	V, M
8699	Organizations, Membership–Not Elsewhere Classified	V, M
8734	Testing Laboratories (Non-Medical)	V, M
8743	Testing Laboratories (Non-Medical)	TSYS
8911	Architectural, Engineering and Surveying Services	V, M
8931	Accounting, Auditing and Bookkeeping Services	V, M
8999	Professional Services–Not Elsewhere Classified	V, M

Business Services

MCC	Description	Payment Brand(s)
7311	Advertising Services	V, M
7321	Consumer Credit Reporting Agencies	V, M
7332	Blueprinting and Photocopying Services	TSYS
7333	Commercial Art, Graphics, Photography	V, M
7338	Quick Copy, Reproduction and Blueprinting Services	V, M
7339	Stenographic and Secretarial Support Services	V, M
7342	Exterminating and Disinfecting Services	V, M
7349	Cleaning and Maintenance, Janitorial Services	V, M
7361	Employment Agencies and Temporary Help Services	V, M
7372	Computer Programming, Data Processing and Integrated System Design Services	V, M
7375	Information Retrieval Services	V, M
7379	Computer Maintenance, Repair And Services–Not Elsewhere Classified	V, M
7392	Consulting, Management and Public Relations Services	V, M
7393	Detective Agencies, Protective Agencies, Security Services including Armored Cars, Guard Dogs	V, M
7394	Equipment Rental and Leasing Services, Furniture Rental, Tool Rental	V, M
7395	Photo Developing, Photofinishing Laboratories	V, M
7399	Business Services Not Elsewhere Classified	V, M
7512	Automobile Rental Agency–Not Elsewhere Classified	V, M
7513	Truck Rental	V, M
7519	Motor Home and Recreational Vehicle Rental	V, M
7523	Automobile Parking Lots and Garages	V, M
7524	Express Payment Service Merchants–Parking Lots and Garages	TSYS
7531	Automotive Body Repair Shops	V, M
7534	Tire Retreading and Repair Shops	V, M
7535	Automotive Paint Shops	V, M
7538	Automotive Service Shops	V, M
7542	Car Washes	V, M
7549	Towing Services	V, M
7622	Electronic Repair Shops	V, M
7623	Air Conditioning and Refrigeration Repair Shops	V, M
7629	Appliance Repair Shops, Electrical and Small	V, M
7631	Clock, Jewelry and Watch Repair Shops	V, M
7641	Furniture–Reupholstery, Repair and Refinishing	V, M
7692	Welding Repair	V, M
7699	Miscellaneous Repair Shops and Related Services	V, M
7800	Government Owned Lottery	V, M
7801	Government-Licensed Casinos (Online or Internet Gambling)	V, M
7802	Government-Licensed Horse/Dog Racing	V, M
7829	Motion Picture and Video Tape Production and Distribution	V, M
7832	Motion Picture Theaters	V, M
7833	Express Payment Service — Motion Picture Theater	TSYS
7841	DVD/Video Tape Rental Stores	V, M
7911	Dance Halls, Schools and Studios	V, M
7922	Theatrical Producers (Except Motion Pictures), Ticket Agencies	V, M
7929	Bands, Orchestras and Miscellaneous Entertainers– Not Elsewhere Classified	V, M
7932	Pool and Billiard Establishments	V, M
7933	Bowling Alleys	V, M
7941	Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters	V, M
7991	Tourist Attractions and Exhibits	V, M
7992	Golf Courses, Public	V, M
7993	Video Amusement Game Supplies	V, M
7994	Video Game Arcades and Establishments	V, M
7995	Gambling Transactions Betting (Sportsbook, fantasy, social gaming; when regulated and not covered by other MCCs) (D)	V, M
7996	Amusement Parks, Carnivals, Circuses, Carnivals, Fortune Tellers	V, M
7997	Clubs–Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf Courses	V, M
7998	Aquariums, Dolphinariums, Zoos and Seaquariums	V, M
7999	Recreation Services–Not Elsewhere Classified	V, M

Agricultural Services

MCC	Description	Payment Brand(s)
0742	Veterinary Services	V, M
0763	Agricultural Cooperatives	V, M
0780	Horticultural and Landscaping Services	V, M

Contracted Services

MCC	Description	Payment Brand(s)
1520	General Contractors–Residential and Commercial	V, M
1711	Air Conditioning, Heating and Plumbing Contractors	V, M
1731	Electrical Contractors	V, M
1740	Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors	V, M
1750	Carpentry Contractors	V, M
1761	Roofing and Siding, Sheet Metal Work Contractors	V, M
1771	Concrete Work Contractors	V, M
1799	Contractors, Special Trade Contractors–not elsewhere classified	V, M
2741	Miscellaneous Publishing and Printing	V, M
2791	Typesetting, Plate Making and Related Services	V, M
2842	Sanitation, Polishing and Specialty Cleaning Preparations	V, M

Transportation Services

MCC	Description	Payment Brand(s)
4011	Railroads–Freight	V, M
4111	Transportation–Suburban and Local Commuter Passenger, including Ferries	V, M
4112	Passenger Railways	V, M
4119	Ambulance Services	V, M
4121	Taxicabs and Limousines	V, M
4131	Bus Lines	V, M
4214	Motor Freight Carriers,Trucking–Local/Long Distance, Moving and Storage Companies, Local Delivery	V, M
4215	Courier Services–Air and Ground, Freight Forwarders	V, M
4225	Public Warehousing–Farm Products, Refrigerated Goods, Household Goods Storage	V, M
4411	Cruise Lines	V, M
4457	Boat Leases and Boat Rentals	V, M
4468	Marinas, Marine Service/Supplies	V, M
4511	Air Carriers, Airlines–not elsewhere classified	V, M
4582	Airports, Airport Terminals, Flying Fields	V, M
4722	Travel Agencies and Tour Operators	V, M
4723	Package Tour Operators (Germany Only)	V
4761	Telemarketing of Travel Related Services and Vitamins	TSYS
4784	Bridge and Road Fees, Tolls	V, M
4789	Transportation Services Not Elsewhere Classified	V, M

Car Rental

MCC	Description	Payment Brand(s)
3351	Affiliated Auto Rental	V, M
3352	American International	V, M
3353	Brooks Rent-A-Car	V, M
3354	Action Auto Rental	V, M
3355	Sixt Car Rental	V, M
3357	Hertz	V, M
3359	Payless Car Rental	V, M
3360	Snappy Car Rental	V, M
3361	Airways	V, M
3362	Altra Auto Rental	V, M
3364	Agency Rent-A-Car	V, M
3366	Budget Rent-A-Car	V, M
3368	Holiday Rent-A-Car	V, M
3370	Rent-A-Wreck	V, M
3374	Accent Rent-A-Car	V, M
3376	Ajax Rent-A-Car	V, M
3380	Triangle Rent-A-Car	V, M
3381	Europcar	V, M
3385	Tropical Rent-A-Car	V, M
3386	Showcase Rental Cars	V, M
3387	Alamo Rent-A-Car	V, M
3388	Merchants Rent-A-Car	V, M
3389	Avis Rent-A-Car	V, M
3390	Dollar Rent-A-Car	V, M
3391	Europe By Car	V, M
3393	National Car Rental	V, M
3394	Kemwell Group	V, M
3395	Thrifty Car Rental	V, M
3396	Tilden Rent-A-Car	V, M
3398	Econo-Car Rent-A-Car	V, M
3400	Auto Host Rental Cars	V, M
3405	Enterprise Rent-A-Car	V, M
3409	General Rent-A-Car	V, M
3412	A1 Rent-A-Car	V, M

Airlines

Visa and MasterCard have specific requirements for abbreviations used with airline MCCs. It’s important to note that the Airlines MCCs listed below includes values from both Visa and MasterCard because these payment brands have published their own airline MCCs.

MCC	Description	Payment Brand(s)	Abbreviation for Payment Brand
3000	United Airlines	V, M	UNITED AIR (V)
			UNITED (M)
3001	American Airlines	V, M	AMERICAN AIR (V)
			AMERICAN (M)
3002	Pan American	V, M	PAN AM AIR (V)
			PAN AM (M)
3003	Eurofly	V, M	EUROFLY AIR (V)
			EUROFLY (M)
3004	Dragon Airlines	V, M	DRAGONAIR
3005	British Airways	V, M	BRITISH AWYS (V)
			BRITISH A (M)
3006	Japan Air Lines	V, M	JAL AIRLINE (V)
			JAL (M)
3007	Air France	V, M	AIR FRANCE (V)
			AIR FRAN (M)
3008	Lufthansa German Airlines	V, M	LUFTHANSA (V)
			LUFTHAN (M)
3009	Air Canada	V, M	AIR CANADA (V)
			AIR CAN (M)
3010	Royal Dutch Airlines (KLM Airlines)	V, M	KLM AIRLINE (V)
			KLM (M)
3011	Aeroflot	V, M	AEROFLOT
3012	Qantas	V, M	QANTAS AIR (V)
			QANTAS (M)
3013	Alitalia	V, M	ALITALIA
3014	Saudi Arabian Airlines	V, M	SAUDI AIR (V)
			SAUDI AI (M)
3015	Swiss International Air Lines	V, M	SWISSINTAIR (V)
			SWISS (M)
3016	Scandinavian Airline System (SAS)	V, M	SAS
3017	South African Airways	V, M	SAA AIRWAYS (V)
			SAFRICAN (M)
3018	Varig	V, M	VARIG
3019	Germanwings	TSYS	GRMNWNGSAIR
3020	Air India	V, M	AIR-INDIA (V)
			AIR-INDI (M)
3021	Air Algerie	V, M	AIR ALGERIE (V)
			AIRALGER (M)
3022	Philippine Airlines	V, M	PAL AIR
3023	Mexicana	V, M	MEXICANA
3024	Pakistan International	V, M	PAKISTAN AIR (V)
			PAKISTAN (M)
3025	Air New Zealand Ltd. International	V, M	AIR NZ
3026	Emirates Airlines	V, M	EMIRATES
3027	Union De Transports Aeriens (UTA/interair)	V, M	UTA AIRLINE (V)
			UTAAIR (M)
3028	Air Malta	V, M	AIR MALTA (V)
			AIRMALTA (M)
3029	SN Brussels Airlines	V, M	SNBRSSLSAIR (V)
			SNBRU AIR (M)
3030	Aerolineas Argentinas	V, M	AERO ARGENT (V)
			AERO ARG (M)
3031	Olympic Airways	V, M	OLYMPIC AIR (V)
			OLYMPICA (M)
3032	El Al	V, M	EL AL
3033	Ansett Airlines	V, M	ANSETT AIR (V)
			ANSETT (M)
3034	Etihadair	V, M	ETIHADAIR
3035	TAP Air Portugal (TAP)	V, M	TAP AIR (V)
			TAP (M)
3036	Viacao Aerea Sao Pãulo (VASP)	V, M	VASP AIR (V)
			VASP (M)
3037	Egyptair	V, M	EGYPTAIR
3038	Kuwait Airways	V, M	KUWAIT AIR (V)
			KUWAIT (M)
3039	Avianca	V, M	AVIANCA
3040	Gulf Air (Bahrain)	V, M	GULF AIR
3041	Balkan-Bulgarian Airlines	V, M	BALKAN AIR (V)
			BALKAN (M)
3042	Finnair	V, M	FINNAIR
3043	Aer Lingus	V, M	AER LINGUS (V)
			AERLING (M)
3044	Air Lanka	V, M	AIR LANKA
3045	Nigeria Airways	V, M	NIGERIA AIR (V)
			NIGERIA (M)
3046	Cruzeiro Do Sul	V, M	CRUZIERO AIR (V)
			CRUZIERO (M)
3047	Turk Hava Yollari	V, M	THY AIRLINE (V)
			THY (M)
3048	Royal Air Maroc	V, M	AIR MAROC (V)
			AIRMARO (M)
3049	Tunis Air	V, M	TUNIS AIR (V)
			TUNIS AI (M)
3050	Icelandair	V, M	ICELANDAIR (V)
			ICELANDA (M)
3051	Austrian Airlines	V, M	AUSTRIAN AIR (V)
			AUSTRIAN (M)
3052	LAN Airlines	V, M	LAN AIR
3053	Aviacion Y Comercio (AVIACO)	V, M	AVIACO AIR (V)
			AVIACO (M)
3054	Linea Aerea Del Cobre (LADECO)	V, M	LADECO AIR (V)
			LADECO (M)
3055	Lloyd Aero Boliviano (LAB)	V, M	LAB AIR (V)
			LAB (M)
3056	Jet Airways	V, M	JET AIR
3057	Virgin America	V, M	VIR AMER
3058	Delta	V, M	DELTA AIR (V)
			DELTA (M)
3059	DBA Airline	V, M	DBA AIR
3060	Northwest Airlines	V, M	NWA AIR
3061	Continental	V, M	CONTINENTAL (V)
			CONTINEN (M)
3062	Hapag-Lloyd Express	V, M	HLX AIR (V)
			HLX (M)
3063	US Airways	V, M	USAIRWAYS (V)
			USAIRWYS (M)
3064	Adria Airways	V, M	ADRIA AIR
3065	Airinter	V, M	AIRINTER
3066	Southwest Airlines	V, M	SOUTHWESTAIR (V)
			SOUTHWES (M)
3067	Vanguard Airlines	V, M	VANGUARD AIR (V)
			VANGUARD (M)
3068	Air Astana	V, M	AIR ASTANA (V)
			AIRSTANA (M)
3069	Sun Country Airlines	V, M	SUNCTRYAIR (V)
			SUNCNTRY (M)
3071	Air British Columbia	V, M	AIR BC (V)
			AIR B R C (M)
3072	Cebu Pacific Airlines	V, M	CEBU PAC
3075	Singapore Airlines	V, M	SINGAPOREAIR (V)
			SINGAPOR (M)
3076	Aeromexico	V, M	AEROMEXICO (V)
			AEROMEXI (M)
3077	Thai Airways	V, M	THAI AIRWAYS (V)
			THAIAIRW (M)
3078	China Airlines	V, M	CHINA AIR (V)
			CHINAAIR (M)
3079	Jetstar Airways	V, M	JETSTAR AIR (V)
			JETSTAR (M)
3081	NordAir	TSYS	Nordair USA Inc
3082	Korean Airlines	V, M	KOREAN AIR (V)
			KOREAN (M)
3083	Air Afrique	V, M	AIR AFRIQUE (V)
			AIR AFRIQ (M)
3084	Eva Airways	V, M	EVA AIR
3085	Midwest Express Airlines	V, M	MIDWEST EXP (V)
			MIDWEST (M)
3086	Carnival Airlines	V	CARNIVAL AIR
3087	Metro Airlines	V, M	METRO AIR (V)
			METROAI (M)
3088	Croatia Air	V, M	CROATIA AIR (V)
			CROATIA (M)
3089	Transaero	V, M	TRANSAERO
3090	Uni Airways Corporation	V, M	UNIAIR
3094	Zambia Airways	V, M	ZAMBIA AIR (V)
			ZAMBIA A (M)
3096	Air Zimbabwe Corp	V, M	AIR ZIMBABWE (V)
			AIRZIMBA (M)
3097	Spanair	V, M	SPANAIR
3098	Asiana Airlines	V, M	ASIANA AIR (V)
			ASIANA (M)
3099	Cathay Pacific	V, M	CATHAYPACAIR (V)
			CATHAYPA (M)
3100	Malaysian Airline System	V, M	MALAY AIR (V)
			MALAY AI (M)
3102	Iberia	V, M	IBERIA AIR (V)
			IBERIA (M)
3103	Garuda	V, M	GARUDA AIR (V)
			GARUDA (M)
3106	Braathens S.A.F.E.	V, M	BRAATHENS (V)
			BRAATHEN (M)
3110	Wings Airways	V	WINGS AIR
3111	British Midland	V, M	BRMIDLANDAIR (V)
			BRITISH M (M)
3112	Windward Island	V, M	WINDWRDISAIR (V)
			WINDWARD (M)
3115	Tower Air	V, M	TOWERAIR
3117	Venezolana International De Aviacion	V, M	VIASA
3118	Valley Airlines	V, M	VALLEY AIR
3125	Tan Sahsa	V, M	TAN AIR
3126	Talair PTY Ltd.	V	TALAIR
3127	Taca International	V, M	TACAINTL AIR (V)
			TACA INT (M)
3129	Surinam Airways	V, M	SURINAM AIR (V)
			SURINAM (M)
3130	Sunworld International	V, M	SUNWORLD AIR (V)
			SUNWORLD (M)
3131	VLM Airlines	V, M	VLM AIR (V)
			VLM (M)
3132	Frontier Airlines	V, M	FRONTIER AIR (V)
			FRONTIER (M)
3133	Sunbelt Airlines	V	SUNBELT AIR
3135	Sudan Airways	V	SUDAN AIR
3136	Qatar Airways	V, M	QATAR AIR
3137	Singleton	V	SINGLETONAIR
3138	Simmons Airlines	V	SIMMONS AIR
3143	Scenic Airlines	V	SCENIC AIR
3144	Virgin Atlantic	V, M	VIRGINATLAIR (V)
			VIR ATL (M)
3145	San Juan	V	SAN JUAN AIR
3146	Luxair	V, M	LUXAIR
3148	Air Littoral S.A.	V, M	AIRLITTORAL (V)
			LITTORAL (M)
3151	Air Zaire	V, M	AIR ZAIRE (V)
			AIRZAIRE (M)
3154	Princeville	V	PRINCVLLEAIR
3156	Go Fly Ltd.	V, M	GOFLY
3159	Provincetown-Boston Airways	V, M	PBA AIRLINE (V)
			PBA (M)
3161	All Nipon Airways	V, M	ANA AIR (V)
			ANAAIR (M)
3164	Norontair	V, M	NORONTAIR (V)
			NORONTAI (M)
3165	New York Helicopter	V	NY HELI
3167	Aero Continente	V, M	AEROCONTINEN (V)
			AERO CONT (M)
3170	Mount Cook	V	MT COOK AIR
3171	Canadian Airlines International	V, M	CANADIAN AIR (V)
			CANADIAN (M)
3172	Nationair	V, M	NATIONAIR (V)
			NATIONAI (M)
3174	Jetblue Airways	V, M	JETBLUE
3175	Middle East Air	V, M	MIDEAST AIR (V)
			MIDEASTA (M)
3176	Metroflight Airlines	V	METROFLT AIR
3177	AirTran Airways	V, M	AIRTRANAIR (V)
			AIRTRAN A (M)
3178	Mesa Air	V, M	MESA AIR
3180	Westjet Airlines	V, M	WESTJETAIR (V)
			WESTJET (M)
3181	Malev	V, M	MALEV AIR (V)
			MALEV (M)
3182	LOT (Polish Airlines)	V, M	LOT AIR (V)
			LOT (M)
3183	Oman Air	V, M	OMANAIR (V)
			OMAN AIR (M)
3184	LIAT	V, M	LIAT AIRLINE (V)
			LIAT (M)
3185	Linea Aeropostal Venezolana (LAV)	V, M	LAV AIR (V)
			LAV (M)
3186	Lineas Aereas Paraguayas (LAP)	V, M	LAP AIR (V)
			LAP (M)
3187	LACSA (Costa Rica)	V, M	LACSA AIR (V)
			LACSA (M)
3188	Virgin Express	V, M	VIRGINEXPAIR (V)
			VIR EXP (M)
3190	Jugoslav Air	V, M	JUGOSLAV AIR (V)
			JUGOSLAV (M)
3191	Island Airlines	V, M	ISLAND AIR (V)
			ISLANDAI (M)
3193	Indian Airlines	V, M	INDIAN AIR (V)
			INDIAN A (M)
3196	Hawaiian Air	V, M	HAWAIIAN AIR (V)
			HAWAIIAN (M)
3197	Havasu Airlines	V, M	HAVASU AIR (V)
			HAVASUAI (M)
3200	Guyana Airways	V, M	GUYANA AIR (V)
			GUYANA A (M)
3203	Golden Pacific Air	V	GOLDPAC AIR
3204	Freedom Airlines	V, M	FREEDOM AIR (V)
			FREEDOM (M)
3206	China Eastern Airlines	V, M	CHINAEASTAIR (V)
			CHINAEAST (M)
3211	Norwegian Air Shuttle	V, M	NORWEGIANAIR (V)
			NORWEGIAN (M)
3212	Dominicana De Aviacion	V, M	DOMINICA AIR (V)
			DOMINICA (M)
3213	Malmo Aviation	V, M	MALMO AIR (V)
			MALMO AV (M)
3215	Dan Air Services	V	DANAIRSERV
3216	Cumberland Airlines	V	CUMBERLNDAIR
3217	Ceskoslovenske Aerolinie (CSA)	V, M	CSA AIRLINE (V)
			CSA (M)
3218	Crown Air	V	CROWN AIR
3219	Compania Panamena De Aviacion (COPA)	V, M	COPA AIR (V)
			COPA (M)
3220	Compania Faucett	V, M	COMP FAU AIR (V)
			COMPANIA (M)
3221	Transportes Aeros Militares	V, M	TAME AIRLINE (V)
			TAME AIR (M)
3222	Command Airways	V, M	COMMAND AIR (V)
			COMMAND (M)
3223	Comair	V, M	COMAIR
3226	Skyways	V, M	SKYWAYS AIR (V)
			SKYWAYS (M)
3228	Cayman Airways	V, M	CAYMANAIR
3229	SAETA (Sociedad Ecuatorianos De Transportes Aereos)	V, M	SAETA AIR (V)
			SAETAAIR (M)
3231	SAHSA (Servicio Aero De Honduras)	V, M	SAHSA AIR (V)
			SAHSA (M)
3233	Capitol Air	V	CAPITOL AIR
3234	Caribbean Airlines	V, M	CARIBBEANAIR (V)
			CARIBBEAN (M)
3235	Brockway Air	V	BROCKWAY AIR
3236	Air Arabia Airline	V, M	AIR ARABIA (V)
			AIR ARAB (M)
3238	Bemidji Aviation	V	BEMIDJI AIR
3239	Bar Harbor Airlines	V, M	BARHARBORAIR (V)
			BARHARBO (M)
3240	Bahamasair	V, M	BAHAMASAIR (V)
			BAHAMASA (M)
3241	Aviateca	V, M	AVIATECA AIR (V)
			AVIATECA (M)
3242	Avensa	V, M	AVENSA AIR (V)
			AVENSA (M)
3243	Austrian Air Service	V, M	AUST AIRSERV (V)
			AUSTRAIR (M)
3245	Easyjet Air	V, M	EASYJET AIR (V)
			EASYJET (M)
3246	Ryanair	V, M	RYANAIR
3247	Gol Airlines	V, M	GOL AIR (V)
			GOL (M)
3248	Tam Airlines	V, M	TAM AIR (V)
			TAM (M)
3251	Aloha Airlines	V	ALOHA AIR
3252	Antilean Airlines (ALM)	V, M	ALM AIRLINE (V)
			ALM (M)
3253	America West	M	AMERWEST
3254	U.S. Air Shuttle	V	USAIRSHUTL
3256	Alaska Airlines Inc.	V, M	ALASKA AIR (V)
			ALASKA A (M)
3259	American Trans Air	V	ATA AIR
3260	Spirit Airlines	V, M	SPIRIT AIR (V)
			SPIRIT (M)
3261	Air China	V, M	AIR CHINA
3262	Reno Air	V	RENO AIR
3263	Aero Servicio Carabobo	V, M	ASC AIRLINE (V)
			ASERCA (M)
3266	Air Seychelles	V, M	AIR SEYCH (V)
			AIR SEYC (M)
3267	Air Panama International	V, M	AIR PANAMA (V)
			AIR PANA (M)
3273	Rica Hotels	TSYS	Rica Hotels
3274	Inter Nor Hotels	TSYS	Inter Nor Hotels
3280	Air Jamaica	V, M	AIR JAMAICA (V)
			AIR JAMA (M)
3281	Air Djibouti	TSYS	Air Djibouti
3282	Air Djibouti	V, M	AIR DJIBOUTI (V)
			AIR DJIB (M)
3284	Aero Virgin Islands	V	AERVIRGINIS
3285	Aero Peru	V, M	AEROPERU
3286	Aero Nicaraguensis	V, M	AERONICARAG (V)
			AERO NIC (M)
3287	Aero Coach Aviation	V, M	AEROCOACH AV (V)
			AEROCOAC (M)
3292	Cyprus Airways	V, M	CYPRUS AIR (V)
			CYPRUSA (M)
3293	Ecuatoriana	V, M	ECUATORIANA (V)
			ECUATORI (M)
3294	Ethiopian Airlines	V, M	ETHIOPIAN AIR (V)
			ETHIOPIA (M)
3295	Kenya Airways	V, M	KENYA AIR (V)
			KENYAAIR (M)
3296	Air Berlin	V, M	AIR BERLIN (V)
			AIRBERLIN (M)
3297	Tarom Romanian Air Transport	V, M	TAROM AIR
3298	Air Mauritius	V, M	AIRMAURITIUS (V)
			AIRMAURI (M)
3299	Wideroes Flyveselskap	V, M	WIDEROES

Overall, MCCs are a vital component of the payments ecosystem, contributing to efficient transaction processing, fraud prevention, personalized rewards, and insightful spending analysis.